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What is Financial Inclusion?

Financial Inclusion is the delivery of quality financial products and services such as savings, credit, insurance, payments and pensions, at affordable costs to sections of disadvantaged and low-income segments of society and the entire adult population.

An inclusive financial sector is characterized by the diversity of financial services providers, the level of competition between them and the legal and regulatory environments that ensure the integrity of the financial sector and access to financial services for all.

Evidence worldwide shows that access to financial services contributes both to economic growth and wealth creation and is therefore key to tackling the ‘poverty’ trap in Nigeria. It is critical for regulators and policy makers to create an enabling policy environment to actively promote both the demand for and the supply of financial services to the unbanked and under-banked.











































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