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  |    Our Business   |   Credit and Loans   | Consumer Financing :RegCharles Instant Money!

RegCharles Instant Money!

This product is designed to enable our clients existing and intending the opportunity to meet their short term and immediate cash and financial needs. It is a fast and stress free loan product mainly geared to people in paid employment. 

Features And benefits

    •   Quick and easy delivery method
    •   Maximum tenor of 6 months
    •   Easy access to enhance the client’s quality of life.
    •   Flexible and easy repayment plan
    •   24hr – 48hr application, appraisal, approval and disbursement process

How to apply!
    •   Click here to download On-line form, complete the form and scan with the documentations below
    •   Relevant documents e.g valid ID, Utility bill, Staff ID
    •   3 -6 months bank statement / 3 months Payslip (where applicable)
    •   Letter of comfort from employer/ union or association (where applicable
    •   Post- dated cheques from client’s salary account
    •   Two duly completed Guarantor’s form (1 guarantor must be an employee of same establishment and the other from financial services sector) in addition to post-dated cheque with               bullet payment covering principal and interest.
    •   Scan all the documents to with title “I am applying for the RegCharles Instant Money”


    •   Rate is 6% monthly flat
    •   Mgt Fee of 2% of approved loan amount
    •   Tenor up to 6 months
    •   Maximum loan limit of 2Million Naira
    •   Loan repayment cannot exceed 30% of clients and guarantors net monthly income


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